Learn rental investing, one deal at a time.
Free guides to DSCR loans, short-term rentals, deal math and the tax rules around them, from your first rental to your tenth. Written by a brokerage that finances these deals every week. Nothing is gated.
32 guides185 terms6 topicsBeginner to advanced
Work your way up
Beginner19 guides
New to rentals. Start here and nothing is assumed.
- How to start investing in real estate
- How to buy your first rental property
- Investor paths: choose your route
- How real estate investors got started
- What is a DSCR loan?
- How to calculate DSCR
- DSCR loan requirements
and 12 more in the topics below
Intermediate12 guides
You know the words. Now the numbers and the trade-offs.
- Hard money loans
- DSCR loan rates
- DSCR prepayment penalties
- DSCR loans for short-term rentals
- DSCR cash-out refinance
- How much can I make on Airbnb?
- What is a cap rate?
and 5 more in the topics below
Advanced2 guides
Taxes, structures and the edges of the rules.
Browse by topic
Getting started
Your first rental, start to finish: what to buy, how to pay for it, and what each step really involves.
All 5 guidesInvestor paths
Financing the first deal
DSCR loans
The investor loan sized on the property's rent instead of your income: how it works, what it asks, what it costs.
All 7 guidesShort-term rentals
Buying and running a vacation rental: picking the market, estimating the income, the rules and the insurance.
All 5 guidesDeal analysis
The numbers that decide a rental: cap rate, cash-on-cash, NOI, PITIA and the rules of thumb worth knowing.
All 7 guidesStrategies and taxes
BRRRR, 1031 exchanges, depreciation, cost segregation and the short-term rental tax rules, explained plainly.
All 5 guidesBuying and closing
From the down payment to the keys: entities, the loan process, the appraisal and what slows a closing down.
All 4 guidesBefore you buy
The loan, step by step
Learn the lingo
The acronyms to know
Lending runs on abbreviations. These ten come up on almost every rental deal.
- DSCRDebt service coverage ratio
- LTVLoan-to-value
- PITIA
- NOINet operating income
- ARVAfter-repair value
- LTCLoan-to-cost
- ADRAverage daily rate
- RevPARRevenue per available rental night
- DTIDebt-to-income ratio
- CapExCapital expenditures
Flashcards
185 cards, flip and score yourself. Start with the ones that matter most, or one topic at a time.
Test your knowledgeInvestor paths
Pick a path, walk its timeline and make the calls a real deal asks of you. Long-term rental, short-term rental, fix and flip, or flip to rental.
Choose your path